Free UK mortgage tool

UK property tax calculator

Estimate Stamp Duty Land Tax, Land and Buildings Transaction Tax, or Land Transaction Tax using current residential bands.

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Your purchase

Effective tax rate
First-time relief
Price bandRateTax
Tax is self-assessed and rules can be transaction-specific. This covers an ordinary purchase of one residential property. It excludes shared ownership elections, leases and rent NPV, linked transactions, companies, trusts, mixed use, multiple dwellings and reliefs other than the first-time-buyer treatment shown.

Rates used

The calculator uses the residential rates in force in July 2026. England and Northern Ireland support first-time buyer relief, the 5-point additional-property rates and the 2-point non-resident surcharge. Scotland includes the £175,000 first-time nil-rate band and 8% Additional Dwelling Supplement. Wales has no separate first-time-buyer relief and uses its higher residential bands for additional properties.

Official sources: GOV.UK SDLT rates, Scottish Government LBTT 2026–27, and Welsh Government LTT rates.