Your deposit is not the whole upfront cost. Build a transparent budget for tax, legal work, survey, mortgage fees and moving.
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Deposit
Property tax
Costs outside deposit
Mortgage amount
Enter quotes where you have them. The pre-filled non-tax costs are examples, not market averages or quotes. This does not include ongoing ownership costs, renovation, furniture, insurance premiums or an emergency reserve unless you add them under other costs.
What to budget for
Typical categories include conveyancing and searches, a survey, product or broker fees, removals, buildings insurance from exchange where required, and a buffer for immediate repairs. The property tax calculation applies first-time-buyer treatment for the selected jurisdiction.
